California Small Business LoansRSS

Find California small business loans from revolving economic development programs provided by economic development agencies, local, state and non-profit funds.

Economic Development Agencies

  • SAFE-BIDCO offers economic development loans to small businesses in the 46 northernmost California Counties.
  • The California Economic Development Lending Initiative provides capital to growing businesses that do not quality for conventional bank financing.
  • The California Loan Guarantee Program helps small businesses obtain a line of credit when it cannot quality for a loan.
  • PCR Small Business Development offers a number of small business loan programs for California businesses.
  • The Redwood Region Economic Devt Commission can finance up to 90% of the overall project cost for business expansions in Humboldt County California.
  • The SoCal Reinvestment CDFI provides financing for small businesses that don't qualify for SBA or conventional bank loans.  
  • The CDC Small Business Finance Corporation offers an SBA micro loan program for California businesses. 
  • TMC Working Solutions offers a small business revolving loan fund for entrepreneurs in selected cities and counties in California. 

Non Profits

  • The Opportunity Fund helps small businesses grow and maintain their businesses throughout California.
  • Women's Economic Ventures provides a small business loan fund for women owned businesses in California.
  • The California Native Entrepreneurs Opportunity Fund provides business funding to promote financial independence for Native American families.
  • The South County Economic Devt Council has a small business lending program with loans up to $50,000. 

State Sources

  • The California Business, Transportation and Housing Agency offers a loan guarantee program to encourage banks to make small business loans. 

Federal Sources

  • The Small Business Administration (SBA) and USDA Rural Development (USDA) also provide loan guarantee programs for California entrepreneurs who need additional assistance in qualifying for bank financing.